1. Personal Requirements and Ownership of Merchandise:
You agree that you are at least 18 years of age.  You agree that you are the legal owner of the merchandise you wish to sell to us or you have the authority of the owner.  You further agree that the merchandise you are offering for sale is free and clear of any and all claims, liens, or any other impairment that may adversely affect the value of the merchandise or your ability to lawfully sell it to us.  You agree to provide us with proof of your identity, in the form of a current driver's license, official state id, passport, or other official id issued by the United Sates of America.

2. Receipt and Processing of Merchandise:
We will maintain records of the sale or purchase of your merchandise for a minimum of 2 years from the date of the transaction, which records shall contain a description, serial number, make, model, and other unique identifying marks, numbers, names, or letters appearing on the merchandise.

3. Settlement and Payment:
For your convenience, payment for your merchandise will be made by means of US Legal Tender except in situations where the amount being paid is above $7,500.  For all transaction above $7,500 we offer payment in the form of company check.  The transaction for your merchandise becomes final upon payment by us. Once payment is made, the transaction becomes final. We will own the merchandise. At that point you will have no right to claim that the merchandise be returned to you and the merchandise may be destroyed in accordance with our procedures, which may include melting and refining. By agreeing to these terms and conditions you expressly waive any rights of rescission or grace period you may have under applicable Consumer Protection Laws.  Prices will be based on the New York Spot Price.  Prices on our website are estimates only and they are non-binding.  When you lock-in your price, you are locking in the spot price at that time.  Phone quotes are estimates only unless you are granted a "price lock" and provided with a confirmation number.  We will pay you the exact spot price for your gold minus any applicable broker/refining charges.  Broker/refining charges will be determined by us (at our sole discretion) and will vary based on factors not limited to but including the condition of your gold (recognized bullion, unrecognized bullion, or scrap), the total weight of your gold, and if the seller is a member of the public or a proper second-hand dealer.

4. Returned Merchandise:
We reserve the right to refuse to purchase your merchandise and return it to you.  The decision to refuse to purchase merchandise is made at our sole discretion. 

5. Electronic Signatures:
 For purposes of this transaction, you hereby agree to the use of electronic signatures, use of electronic contracts, and to fully accept the terms and conditions contained herein.

6. Limitation of Liability:
In the event of a claim against us by you, you agree that the legal limit of our liability to you shall not exceed the value of the merchandise submitted by you.  Our liability will not exceed the cost of actual damages incurred by you.

7. Choice of Laws, Waiver, and Claims:
This agreement shall be governed by the laws of the State of California.  Any failure on our part to exercise or enforce any right or provision of these Terms and Conditions will not be deemed to be a waiver of such right or provision. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions herein shall remain in full force and effect. Any dispute arising from this transaction must be brought to our attention in writing within one (1) year from the date of the transaction or be forever barred. Any such claim or cause of action must be filed in the State of California, and you hereby waive all defenses of lack of personal jurisdiction and forum non-convenience.

8. High Price Guarantee:
We guarantee that we will beat any verifiable offer on gold jewelry.  We determine at our sole discretion, how we verify offers.  Also, we determine at our sole discretion if we will consider an offer to be verified.  For a competitive offer to be considered, it must be made by a properly licensed dealer within the San Diego area.  Also, the dealer must be a dealer who purchases solely from the public.  The offer must be a cash offer.  Each customer is limited to using our guarantee on one item per year.

9. Miscellaneous:
You agree that you provided to us the email address, physical address, and telephone numbers that are in our records, and it is your responsibility to provide us with any current or updated contact information. You further agree that any email message that we send to you is deemed to have been effectively received by you and constitutes due notice to you for any purpose required in these Terms and Conditions. We reserve the right to change these Terms and Conditions and the content of our web site at any time. We are organized to do business in the State of California and are governed by the laws of the State of California. Notwithstanding any other provision herein to the contrary, we reserve the right to suspend or enlarge any time frame specified herein, and/or request additional documents or information from you, in order to comply with any applicable local, state, or federal law, ordinance, or regulation. Furthermore, any time frame set forth may be suspended or extended in our discretion with or without notice to you in the event that we encounter technical difficulties concerning our web site or otherwise, or encounter any other delays attributable to acts of God, including but not limited to fires, hurricanes, and other storms.  We reserve the right to refuse service to anyone.